Industry Experts

"Mcdonalds managers make $31,000 - $67,000 a year..."

"If the world would take all the money that is spent of fast food..."

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Q. How much do you think you spend on fast food in a month or year?

i was just curious becuse i was thinking of ways to save money and it occurred to me that we spend alot of money on fast food.

"$4 that is $16 a day an average of 3 or 4 days a..."

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Q. Is franchising a good way of investing? about how much money per year can i make this way?

i'm thinking of investing in this way and joining forces with a fast food franchise. how much money do i have to spend to invest this way? please tell me anything you know. thank you what are the pros and cons

"Plus $50-$100k per year in fees..."

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Q. How do you spend less money?

what are things you have done to save money? i've many so many changes since two years ago, so i'm listing everything i'm doing now that i used to not do before. here goes: electricity -i unplug everything that is not in use. i save about half of my electricity. -i try to do all or most of my homework during the day. when its dark, i go to the library which is 2 minutes away and closes late so i wont use the lights at home. -i use my laptop and i charge it at school, library, or starbucks. -over the summer, forget the air conditioner. i use a fan (and i always turn it off when i leave the room) or i stay outside and go hang out in air conditioned places. -my family tends to stay in the same room so we have the lights on in only one room at a time -we use fluorescent lightbulbs. they use so much less energy (75% less) and last a lot longer than regular ones (i used to have to replace my bulbs every 2-3 months. now with fluorescent lightbulbs i haven't had to replace it in over two years) extra expenses -i dont have internet. i use someone else's wireless. -i don't have cable. you can find almost any show online at hulu.com or something. maybe even youtube. besides, getting rid of cable means you'll have the tv turned on less often and you'll save electricity. -i used to have netflix and paid $20 a month. then i realized i can get almost all of these movies for free at the library! for those movies i cant get at the library, netflix has this thing where you can put your account on hold for 90 days at a time. -when i go to the movies, i buy a child's ticket at the machine (they rarely really check anyway) and i see more than one movie at a time. transportation -since i live in new york city, we dont have a car. that way we dont have to pay $300+ monthly on parking. -for new yorkers, sharing an unlimited metrocard with friends and family saves so much money. food and household products -i always eat at home and i take my own lunch to school -when buying groceries or household items, i never get anything full price. always one sale! -eat less. i used to overeat a lot. i spent so much money on food and i got sick more. now i eat normally and i spend less money on food and medical expenses and i have a better body. -it's really cheap, but i usually go into fast food restaurants and take napkins. i haven't bought paper towels in over a year. -i go to costco's often (i carpool with friends) and i save so much money. -i dont buy water bottles. $1 a day or twice a day is too much. i save $30-$60 per month and i buy a refillable sigg bottle and get water from home. -i dont usually buy name brands. medical -to avoid constant trips to the doctor's office, i have a notebook full of questions so i can ask him all these questions in one visit. when he prescribes something, i ask him for samples. if i need to get the prescription, i avoid the pharmacy and get them online. much cheaper. pets -they're really expensive. expect to pay over $60 monthly on food alone. one annual check up with the vet can easily cost you $300. emergencies/medications/surgeries can cost you thousands of dollars. if you dont have pets, then i suggest you keep it that way. but if you really want one or you already have pets and dont want to find them a new home (like me!), then you can still save. -i always buy my cats things on sale. and i mix their litter with shredded paper. that way one 25lb box of litter lasts about 4 months. -don't overfeed your pets. same reason you shouldnt overeat. more food expenses and more health issues. entertainment/ vacation -you dont always have to spend money. hang out with friends at home, have a picnic (money on food, but that's minimal if everyone pitches in). -there are places that are free on certain days. for example, here in nyc, the bronx zoo is pay what you wish on wednesdays. for me that means free. the met museum of art is always pay what you wish. -i tend to go on vacation when prices are cheaper. so i avoid holiday vacations and long weekend vacations. living space -if you're really short of cash, which many new yorkers are, you can always rent a spare bedroom. you'd be surprised at how much people would pay for a bedroom in nyc. i also don't use toilet paper at all. i just wait until i shower the next day to clean myself. just kidding. since i started doing all these things, we've saved up at thousands of money annually. i just wanted to put some of these ideas out there and maybe find out what other people are doing? dan, i get what you mean, and i've thought of it too. but when we share metrocards, its not like we go out of our way to share it. we usually have different schedules. i commute in the morning and she commutes at night, so we thought it didnt make sense to buy two metrocards. if we needed to though, we would buy a second one. and i figured if someone didnt want someone else to use their wireless, they would use a password, right?

"You should have a week's spending money in hand..."

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Q. How do i stop spending so much money?

hey, i'm a 16 year old girl, and i spend wayyyy too much money. i have a part time job, and don't go over my pay or anything, but i'd say about 75% of what i make is spent on stupid things such as fast food, clothes i don't even need, and literally pointless items. i've calculated that there is $3500 that i've spent in the last year and a bit, and nothing to show for it. how can i stop wasting my money? thank you :)

"About 75% of what i make is spent on stupid things such as fast..."

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Q. How can a 13 year old earn money, without babysitting or petsitting or stuff like that?

im 13 and one month and i have a few money problems. for christmas i got a new mobile and i have to spend $30 of my own money (i get $10 a week) on credit which because im on turbo gives me $120. since i just got the mobile i kinda went credit crazy and im now down to just $1. i have $6 in my money box but i cant get any more pocket money because i still owe dad $20. i cant let them know all my money has been used up. ive asked my parents to allow me to babysit but they just wont let me. something about me going to other peoples houses bug them. i really dont know what to do. i have asked them more the 10 times if i can get a job.. as my best friends dad franchises 4 fast food places. but they say no because i have no way to get there as they wont let me catch public transport and are to lazy to take me themselves. im stuck and i need money quick!

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Q. How do i make money for cheer camp?

my cheer squad goes to camp every year in the very beginning of june. about two years ago i was not on the squad but after looking at pictures everyone had special clothes everyday. so i took this as an opportunity to raise money for new gear. i don't just wanna take people's money, but i had some ideas. maybe a bake sale, car wash and maybe selling snacks in school. i don't wanna spend more money on making and getting food than we receive. we need to make $5,000 for new gear. any ideas how to make money fast?

"The amount and type of advertising you will be able to offer..."

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Q. Am i a 19 year old alcoholic?

i'm only 19, i've been drinking for 5 years... although it's only been everyday or every other day for the past 2 years. my dad's a drunk.. i already know that it's in my genes and yada yada.... i don't consider myself one, but it's probably not a stage right? i'm not an idiot... this won't get better with time? don't just give me a link to an aa site or something. also, when i dont drink, i just spend my money on fast food/bad food. it seems like even if i'm not drinking i'm still doing bad things to my body. how do i get over this by myself???? most of my friends base their lives around drinking or working....i don't have a job anymore...but trust me, i'm trying!