| Dear all,
am i overly react ?
i make 550 usd/month and she makes
400/month . we both are a young
married couple and we live in asia
in a small country . i know it’s
a small income but i think it is
enough for us to live well . let me
give you an examples of good prices
in my country so you can relate and
have an idea how much money do
people need in order to live well
in my country .
actual examples items:
1.a pack of cigaratte cost about
1.2 usd
2.a can of beer cost about 1.5 usd
3.a can of coca cola cost about 0.6
usd
4.a gallon of gasoline cost about
2.4 usd
5.bigmac macdonald + coke + fries
cost about 4 usd ( consider luxury
threat in my country lol )
6.chinese take out 1.5 usd
now let’s see my actual expenses
on last month august 2010
1.cell phone bill 50 usd
2.tv cable bill 8 usd
3.garbage bill 5 usd
4.electricity + water bill 20 usd
5.daily food 100 usd ( pay her
mom to prepare food for us everyday
except weekends )
6.give my wife 300 usd ( my
intention to give her this money so
she can save up and manage for us
and use some of the money for our
utilities expenses such as toilter
paper , soap , shampoo etc )
total = 483 – 550 = 67 usd left .
with 67 usd , i managed to get her
1.go to movie twice a month = 10 x
2 = 20 usd
2.nice restaurant on weekends twice
a month = 10 x 2 = 20 usd
3.feed her on the weekends = 22
usd
total = 67-62 = 5 usd left for me
to buy a fucking music cd.!!
as you can see i spend most of my
money for necessary home needs!
she doesnt have to worry to put
food on table etc. now let’s see
what is her expenses on august
2010
my wife income = 400(salary ) +
300( from my salary ) = 700 usd
her expenses that i know of are :
1.cell phone bill 40 usd
2.give her parents 250 usd
3.monthly groceries bill
1.10 rolls of toilter papers = 1.2
usd
2.drinking water bottle = 6 usd
3.2 stick of soap = 1.2 usd
4.shampoo = 2 usd
5.others items = 5 usd
total 305 usd
you see how selfish she is , the
intention i gave her 300 usd a
month is for her to take care our
groceries needs such as toilet
papers, soaps, shampoos etc and put
the rest of the money in the bank
and she only uses it for 15
usd/month !!! fucking selfish
bitch the rest didnt go to the
saving . sometimes i have to buy my
own toilter paper and drinking
water because she keeps delaying
buying things.
total = 700- 305 = 395 usd !!!
i have been given her 300 usd taken
from my salary for over 6 months
now . yesterday i found out that
she doesnt have any saving in her
account. she lied to me , all this
times i have been asking about how
much money she have in the saving
account . i’m pissed , i
confronted her and ask about where
all those money gone !!! she didint
give me a logical answer such as
forget , buy new phones , pay
credit card debt etc .
i told her i’m not going to give
her 300 usd next month , i will
only give her 150 usd / month and i
dont care how she spend it and i
will save 150 usd for future . then
she threathens me a divorce if i
ever cut down her monthly money
!!!
this is make me laugh seriously ,
see women are fucking seriously
idiots and selfish bitch . i work
my ass off not to let my wife
fucking killing me like a parasit .
marriage is a joke seriously .
do you think im an stingy husband
and she is just a bad wife ?
@frekwii : how the hell i need help
fool , if someone needs help it is
abviously her not me !!!
@ jay : call me naive when im
trying to put my trust on my own
wife .
the reason i gave 100 bucks for her
mom to cook for us because we both
working and wont be at home for
dinner before 7 . plus her mom is
actually have a catering business
where she cook for other people
too
ok i admitted bad mouthing my own
wiife on internet is bad . i
apologize
dont tell me what to do after my
wife doing this to me . i know what
to do to save my money . but my
wife threathens a divorce if i cut
her money
wow seriously , some women in here
can not think rationaly .
dont tell me need to re budget ! i
already have my own budget for home
s including putting food on the
table , put electricity + water to
cover all mandatory expenses .
basically , if she doesnt work she
could still live well with all food
, movies , nice restaurant on the
weekends. what more she can ask ?
why do i need to re- budget ?
re-budget her credit card debt ?
you r a joke right ? how the hell
she came up with cridit card debt ?
it is because she spend too much
money on cloths , phones , bags ,
shoes etc . why do have i to pay
all of that for her ?
listen up :
after all her basic expenses
covered she still has 395 usd left
fool . cant you see that ? you
have no idea how much 395 usd could
do in a month in my country . look
what i managed to do with only 67
usd a month . you either dont know
math or dont read my msg
dont ask me to re budget !
@ aga : finally very good advice .
you have to know i put trust in my
wife because first of all i
respected her , i have nothing to
hide . and she wanted to manage my
our money .
i also a very tolerant husband .
basically 395 usd is a no expenses
money means she could save them up
or use it for her own desire . all
i ask for her is at least she save
50 usd / month .
zzzz not even a 20 usd left last
time i check in her saving
@doctor who : you missed my point
man .
i know phone and cc debt are
legitimate expenses . i know she is
a human also has desire to buy
things even tho it is nt necessary
. look at my expenses do you think
i use it for my own desire ? i only
use 5 bucks to buy cd for my self
.
she has 395 left after all expenses
!! cant she save at least 50 bucks
a month for future? even she save
50 bucks a month she still have 345
usd . with 345 usd she could buy
cloths , bags , shoes etc all she
want .
after all 6 months , she only has
15 usd in her saving . how pathetic
is that !
Well, I think that you are right to be upset.
I would not cut out the allowance altogether...nor would I see your reaction
as reason for divorce...but the current situation is not working.
You both need to re-plan your budget. You are new to shared saving and living
arrangements. You need to make the most of this time to save for when you
might want to have children or buy a house.
I would share the necessary home needs equally while you are both working.
Then I would allow say 50 USD unaccounted spending money each, for
personal extravagances, including gifts for one another.
The rest I would put into two joint accounts.
...One account for serious saving, say for a deposit on a house or house
repayments. You might agree to put 200 USD aside here never to spend on
anything else but what you are saving for.
...In the other joint account put the remainder, say 100 USD. It would be savings
for other unexpected expenses such as clothes, a new fridge or replacing a
broken item, taxes, payments to family or gifts to extended family. Here you
must both discuss where this money is spent and agree. Over time you will
learn to trust each other more and not have to discuss every small expenditure
but right now you need to learn about each others goals, plans and how you
each save money.
This type of communication about spending and agreement on saving will
enable you to make good decisions in the future about investing in a house and
a family. You need to compromise and plan to succeed financially.
Also I think that you both spend too much on your cell phones.
Can you cut back on that at all??
Why not visit an accountant and have him or her help you set in motion a good
plan for your savings, living expenses and future aspirations.??
You wife might listen and see reason in the clear talking and rational of the
advisor. She might be spurred on to save by the thought of owning a home
or saving for the time when she might be at home with a small baby or saving
for a holiday or a new piece of furniture.
Good luck. |
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