i have a score of a 469 would i qualify for a va loan

We give out loans to any part of the world. We offer all kinds and types of loans with a comfortable repayment scheme, Our Loan Interest rates is 3% per annum with a negotiable duration, Irrespective of Location or credit status, To get a Loan today Email: worldpeople@skymail.mn

sure it all depends on who you go to and that score is pretty normal so you have a good chance at most

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I am rebuiling my credit my credit is score is currently a 590 what are the chances of me getting approved for a va home loan.

The VA Home loan program is not issued through the VA. It is issued through various lending institutions. Most require a 620 or better FICO score. Go to your VA and request a list of VA authorized lenders and sit down with one of their counselors. Good luck.

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Yes, it is but it will probably require a manual underwrite. I have 1 lender left that will do manual underwrites for FHA and VA loans down to a 530 mid score.

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I have asked before, but now our situation has changed. we have been disputing a lot of things on our reports. oh the we is me and my wife : ). we are both first time home buyers, and i have the option of getting a va loan as i served 7 years in the army and got out as a ssg. my scores are 630 trans union 580 equifax 575 experian. hers are almost the same except her trans union is a 658 equifax 590 experian 600. with those scores do you think i could get a va loan or any hom loan? if not i will just keep trying to dispute items, and get on that right track of making payments on time : ) lol!

The lender will use the middle score of the one that is earning the most, if you get a conventional mortgage loan. If you go the VA route, they will use your middle score as you are the one that has the VA benefit. This is an excellent way to go as you would not have to come out of pocket for anything if you insist on a VA "No No" This is not closing cost of any kind and no down payment. Most vets allow the mortgage broker/lender to talk them into making a down payment. This is not necessary, you are entitled to this and should insist on it. You should not have a problem getting a VA mortgage loan as the requirements are not a stringent as a conventional mortgage loan. In order to find out the type of loan programs you are qualified for you will have to fill out a loan application, with a mortgage broker, which you can find one in your local telephone book. Make sure this mortgage broker or mortgage banker is able to do government loans such as FHA and VA loans if you qualify for one. He will fill out this application, which takes awhile so grab your favorite beverage and sit down. Once you have completed the application, he will run your credit report which will have your credit scores. These credit scores will determine your interest rate. The amount of your monthly debt payments you are required to pay as per your credit report and the amount of mortgage you can take on based on your income will determine the amount of house you will be able to purchase. When you speak with the mortgage broker you will need the following documents to complete the loan application, there will be others, but this will get you started. #1 One month of pay stubs for each person that will be on the mortgage. #2 Six months bank statements from each bank in which you bank as well as statements from any 401K from you place of employment. #3 Two years of federal income tax along with the W-2 that match. Once he has all that he need to do he can then issue you a pre-approval letter so you can purchase a home. In this pre-approval letter will be the amount of house you are qualified to purchased. Once he gives you this pre-approval you may now find a real estate agent to find yourself a home or he might have a referral. Now make sure before you get your pre-approval you and your mortgage broker go over all your options as to the mortgage programs you qualify for, the interest rate, monthly payments. If you are getting a FHA, fixed rate, two loans to eliminate PMI like an 80/20 or one loan, if you are qualified for and approved for a 100% loan. You should select the loan that best suit your financial condition at the time. That could be an adjustable rate loan. It could be a fixed rate loan for 5 or 10 years and then adjust. Some adjustable rate mortgages only adjust once. Make sure your mortgage broker explain all your options so you may make an intelligent decision. What might be good for one person might not be good for you, in other words just because your friends and all your real estate buddies are telling you about the great fixed rate they got, your financial situation might call for something else. So select the best option for you and your financial situation. You should also get a Good Faith Estimate (GFE) which will indicate the cost you will have to pay for getting this loan. It will also indicate the amount of your down payment. Once you have found a home the real estate agent will then prepare a contract for you and the seller to sign. Your mortgage broker will now order an appraisal to show proof of the property value. The mortgage broker might ask for additional information or documentation, don't get all up tight this is normal, just supply the information or find the documents needed. After the appraisal has been completed you will be called by your mortgage broker to sign your loan docs so you can take possession of your new home. Before signing any loan docs make sure they say exactly what you and your mortgage broker went over when you decided on what mortgage program was best for you. I hope this has been of some use to you, good luck "FIGHT ON"